Ive heard different stories. I think a Ryder is needed if you're getting insurance against things outside of your house burning down. If you get a Ryder, it protects from loss , damage in transit, etc..
I'd say talk to your insurance company, it seems to be up to interpretation
SHEESH!!!!i am not raping anyones childhood!!!! - Darren
P.S. I'm glad you didn't get your toy - Baytrooper
wow WOW! he brings more cowbell to every forum!! - Ross_C
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